HSBC - The world's local bank

NO MATTER WHAT YOUR PRIORITIES ARE, there's an HSBC Credit Card for you.

† It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, which may not include a 0% Introductory APR and/or rewards feature, and with different terms and conditions which will be disclosed to you before your application is processed.

A full 1% cash back on every single card purchase
No earnings caps or point expiration - when we say unlimited, we mean unlimited
No complicated spending requirements or tiers
0% Introductory APR on card purchases and balance transfers for 12 months*
No annual fee

The HSBC Platinum MasterCard with CASH OR FLY REWARDS

Earn 1 point for every dollar spent; 25,000 points equal a domestic roundtrip airfare with a maximum dollar value of $400. Start redeeming for travel with as little as 7,500 points
Book your own tickets or use our travel agency
No blackout dates
No earnings caps or point expiration
1% cash back option
0% Introductory APR on card purchases and balance transfers for 12 months*
No annual fee

REWARD YOURSELF WITH CASH BACK, MERCHANDISE, TRAVEL REWARDS and more

Earn 1 point for every dollar spent with your card
Redeem your earnings for flights and stays at participating hotels, gift cards from popular merchants, unlimited cash back and much more
No earnings caps or point expiration
0% Introductory APR on card purchases and balance transfers for 12 months*
No annual fee

0% Introductory APR on card purchases and balance transfers for 12 months*
No annual fee

GREAT FOR BUILDING A STRONG CREDIT HISTORY

$35 Annual Fee
Credit Line set by consumer with minimum $300 deposit, up to $5,000
Online Access to Account 24/7 for easy management
Worldwide MasterCard Acceptance at 25 million locations

Text Size

It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, which may or may not include a 0% Introductory APR and/or rewards feature, and with different terms and conditions, which will be disclosed before your application is processed.

*Rates are accurate as of 6/30/2010.

The 0% Introductory APR offer for 12 months does not apply to cash advances. After the Introductory Period, a variable Purchase APR between 12.99% and 19.99%, depending on your creditworthiness, will apply to these credit card purchase balances: and a variable Balance Transfer APR between 12.99% and 19.99%, depending on your creditworthiness will apply to these balance transfer balances. These APRs will vary with the market based on the Prime Rate. Your APRs may increase to the Penalty APR if you fail to make a minimum payment to us when due. The variable Penalty APR is currently 31.99%. A 3% ($10 minimum) cash advance fee will apply to all cash advances, unless otherwise disclosed. Interest Charges accrue from the date of transaction. A 3% ($5 minimum) balance transfer fee will apply to all balance transfers, unless otherwise disclosed. Interest Charges accrue from the date of transaction. Balance Transfers may be limited. The variable Purchase APR applies to credit card purchases. The variable Balance Transfer APR applies to balance transfers, if available, and credit card checks. The variable Cash APR applies to all cash advances and is between 19.24% and 21.99%, depending on your creditworthiness. An Annual Fee between $0 and $35 will apply, depending on your creditworthiness. The Minimum Interest Charge is $1.00. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency.

These cards are issued by HSBC Bank Nevada, N.A. and are serviced by its affiliate, HSBC Card Services, Inc.